One of the most popular online payment websites globally is Paypal. It’s an online portal through which you can receive or send money to friends and family, and merchants as well. It’s a secure and safe way to transfer money wirelessly. The signing up process is also free and user friendly.
However, certain technical glitches do appear from time to time. One of the most common ones is the appearance of the number 402-935-7733 in one’s credit card statement. Seeing an unknown number can be worrying, given the multitude of scams that occur every day. However, don’t be alarmed as the answer is straightforward. Just read on to know.
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Why does the number 402-935-7733 appear on my credit card statement?
Whenever you make a transaction through Paypal, that transaction is shown in your credit card or bank statement as – PayPal 4029357733. This number is the PayPal customer service number, and it appears when the merchant you’ve paid to uses PayPal as their card processor. It also appears as “4029357733 ca“, since the PayPal headquarters are located in California.
It can often be difficult to remember since the name of the seller is not mentioned. Often, the name is mentioned in an abbreviated form. It can also be entirely different because several times, the name of the account owner is indicated. The reason as to why this number appears is simply because the merchant uses Paypal as their middleman to collect money from buyers.
Is it legitimate or a scam?
As elaborated earlier, it is legitimate since it is the PayPal customer service number. It often appears as “Paypal 4029357733”, and it merely indicates that the merchant has used PayPal as their payment processor. However, it may not always be that way. If you have doubts, go through your PayPal history to check your transactions. You can even contact your bank or Paypal for more details.
Did you make any online transactions within this past month?
If you have made any online transcriptions, The following points may help you confirm whether the 402-935-7733 charge is valid.
- Have you shopped online this month?
- Have you had any subscription enrolled in your PayPal account regularly like monthly, quarterly, or annually?
- Did anyone borrow your credit card recently?
- Over the past month, Did you give your credit card number containing the security code, to anyone?
- Is the dealer’s name that appears in your transaction history familiar?
- In the recent past, have you made any donations online using your PayPal account or credit card?
If you are able to recollect all your transactions properly, then you should be able to verify whether the 402-935-7733 charge on your credit card statement is legitimate or not. Also, it is a possibility that even if you are not a registered PayPal user, some traders receive your credit card payment through PayPal.
This would mean that if you purchased online from a trader that has this payment technique, then the 402-935-7733 number may still appear on your credit card statement.
It would be best to first recollect if you had made a purchase through PayPal and check the merchant before you assume that it was a banking fraud.
Did your credit card have sufficient balance when you bought something online?
It is always advised to check and be knowledgeable of your PayPal balance. If your PayPal balance is substantial, then your credit card should not be charged. Therefore, the 402-935-7733 number should not occur on your statement.
If your balance is not enough for a purchase or for an auto-debit enrolled in your account, then expect this number to be on your card. Hence, it is urged to check your PayPal balance and the price of the item that you want to buy from a merchant.
Also, it is advised to check if the amount is correct depending on what you know about the available balance of your PayPal. Of course, if you know that your PayPal has sufficient balance on the date the 402-935-7733 number appears on your statement, then you have a reason to worry.
Charges on the Non-Paypal Account holders
Yes, it is quite possible to obtain a charge and to see the 402-935-7733 number on your credit card statement even if you are not a registered PayPal user.
As mentioned earlier, some traders use PayPal to obtain payments. If that is the case, then when you spend with your credit card, the number 402-935-7733 may appear on your card statement because technically, PayPal is the biller of the payment.
So, these are some of the ways how you may encounter the number 402-935-7733 on your card statement.
If you still think that it is a fraud, and you have enough evidence to prove it, then you must file a complaint using the PayPal website or your local bank at the earliest.